Construction Insurance Australia Wide

1800 97 98 99

Finding the right insurance for your construction business or owner builder project can be time consuming and difficult. Shielded Insurance has a team of dedicated construction and trades risk insurance advisors ready to assist and tailor a policy to suit your needs.

Construction Insurance Builders Insurance, Contract Works, Public Liability, Plant and Equipment, Tools of Trade, Workers Compensation, Professional Indemnity, and more.

By applying for a quote you are accepting our privacy policy, terms of engagement and financial services guide.

awards

Get a Quote

Start a quote today

Select the type of project:

Select the Cover Options you want:

Construction Coverfast and easy

Get a quote fast. Compare quotes from multiple insurers. Get the best deal for your construction industry insurance.

Builder doing Construction

Instant Online Quotes

Get a quote in minutes. Shielded now offers online quotes for annual construction and owner builder projects.

Annual Construction

Get a quote for your annual construction insurance policy.

Quote Online

Owner Builder

Get a quote for your owner builder construction insurance policy.

Quote Online

How do you get started?

We make construction insurance fast and easy at Shielded. Get a quote today.

1

Start a quote.

Fill the quote form above, or call us on 1800 97 98 99.

2

Quotes gathered.

Our team will procure competitive quotes.

3

You're covered.

Choose your option and recieve your policy documents.

Why choose Shielded

Protect yourself with a policy backed by a reputable and award winning insurance advisor.

Professional

Our team are professional and experienced in construction industry insurance.

Highly Reviewed

Shielded is an award winning insurance advisor with thousands of 5 star reviews.

Renewal Management

Our team will manage your renewals and keep you informed and up to date.

24/7 Claims

Notify of a claim 24/7 365 days a year.

Cover Options

We can provide different levels of cover for builders and trades

Material Damage

Protection for your construction materials and equipment.

Get a quote

Public Liability

Protection for third party property damage or personal injury.

Get a quote

Plant and Machinery

Protection for your plant and machinery on site.

Get a quote

Commercial Motor

Protection for your commercial vehicles and fleet.

Get a quote

Personal Accident

Protect your income from injury or sickness.

Get a quote

Workers Compensation

Protection for your employees and workers.

Get a quote

Frequently Asked Questions

We know construction insurance and insurance for the trades industry.

What is construction insurance, and why do I need it?

Construction insurance is a specialised policy designed to protect builders, contractors, and tradespeople from various risks associated with construction projects. It covers damage to the site, materials, and third-party liabilities, ensuring that your business is safeguarded against unforeseen events.

What does a standard construction insurance policy cover?

A standard construction insurance policy typically covers contract works (including the structure under construction), public liability, materials and equipment, and potential financial losses due to project delays or interruptions.

Is public liability insurance included in construction insurance?

Yes, public liability insurance is often included or available as an add-on in construction insurance policies. It protects you against claims of property damage or personal injury caused by your construction activities to third parties.

Can I get coverage for tools and equipment under construction insurance?

Absolutely. Construction insurance can include coverage for your tools and equipment, protecting them against theft, damage, and loss while on-site or in transit.

What is contract works insurance?

Contract works insurance covers the structure being built, renovated, or extended against risks such as fire, theft, or storm damage during the construction period. This coverage is crucial for ensuring the project can continue or be rebuilt if an incident occurs.

Who needs construction insurance?

Construction insurance is essential for builders, contractors, subcontractors, and tradespeople involved in construction projects. It’s also recommended for property owners and developers to protect their investments.

How does Shielded tailor construction insurance policies?

Shielded offers customisable construction insurance policies to meet the specific needs of your project. Whether you're working on a small renovation or a large-scale construction site, we can tailor coverage to include contract works, public liability, plant and equipment, and more.

What is the difference between annual and single-project construction insurance?

Annual construction insurance covers multiple projects over the course of a year, making it ideal for contractors with ongoing work. Single-project insurance, on the other hand, is designed for one specific project, providing coverage only for the duration of that project.

Can I insure residential and commercial construction projects?

Yes, Shielded offers insurance solutions for both residential and commercial construction projects. Our policies can be customised to meet the distinct needs of each type of project, from small home renovations to large commercial developments.

What is tradesman's insurance, and how does it relate to construction insurance?

Tradesman's insurance is a type of construction insurance tailored specifically for tradespeople. It typically includes public liability, tool and equipment cover, and income protection, ensuring that tradespeople are fully covered while on the job.

Do I need construction insurance if I’m only a subcontractor?

Yes, subcontractors should have construction insurance to cover their specific responsibilities on a project. This includes public liability and coverage for tools and equipment, protecting against potential risks and liabilities while working on-site.

What is the difference between construction insurance and builder's warranty insurance?

Construction insurance covers the project during the build, protecting against risks like theft, fire, or storm damage. Builder's warranty insurance, on the other hand, provides coverage after the project is completed, protecting homeowners against defects or incomplete work.

Does construction insurance cover project delays?

Yes, construction insurance can include coverage for project delays caused by insured events such as weather damage or theft. This helps mitigate financial losses and keeps your project on track.

Why choose Shielded for construction insurance?

Shielded offers comprehensive, customisable construction insurance tailored to your specific needs. With a dedicated team of experts, we ensure that you have the right coverage at competitive rates, providing peace of mind throughout your construction projects