Owner Builders Insurance

1800 97 98 99

Finding the right insurance for your owner builder project can be time consuming and difficult. Shielded Insurance has a team of dedicated construction and trades risk insurance advisors ready to assist and tailor a policy to suit your needs.

Owner Builder Insurance is a specialised policy designed to protect owner builders from the risks associated with building or renovating a property. It covers the structure under construction, materials, equipment, and public liability, ensuring that you are protected against unforeseen events.

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Owner Builders Insurance
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How do you get started?

We make owner builder insurance fast and easy at Shielded. Get a quote today.

1

Start a quote.

Fill the quote form above, or call us on 1800 97 98 99.

2

Quotes gathered.

Our team will procure competitive quotes.

3

You're covered.

Choose your option and recieve your policy documents.

Why choose Shielded

Protect yourself with a policy backed by a reputable and award winning insurance advisor.

Professional

Our team are professional and experienced in construction industry insurance.

Highly Reviewed

Shielded is an award winning insurance advisor with thousands of 5 star reviews.

Renewal Management

Our team will manage your renewals and keep you informed and up to date.

24/7 Claims

Notify of a claim 24/7 365 days a year.

Cover Options

We can provide different levels of cover for owner builders

Material Damage

Protection for your construction materials and equipment.

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Public Liability

Protection for third party property damage or personal injury.

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Plant and Machinery

Protection for your plant and machinery on site.

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Existing Structure

Protection for your existing structure during construction.

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Personal Accident

Protect your income from injury or sickness.

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Voluntary Workers

Protection for your voluntary workers.

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Frequently Asked Questions

We know construction insurance and insurance for the trades industry.

What is construction insurance, and why do I need it?

Construction insurance is a specialised policy designed to protect builders, contractors, and tradespeople from various risks associated with construction projects. It covers damage to the site, materials, and third-party liabilities, ensuring that your business is safeguarded against unforeseen events.

What does an owner builder insurance policy cover?

An owner builder insurance policy typically covers the construction works, public liability, theft, and damage to building materials. It also includes cover for third-party injuries or property damage that might occur during the building process.

Is public liability insurance included in owner builder insurance?

Yes, public liability insurance is often included in owner builder insurance policies. It protects you against claims of property damage or personal injury to third parties resulting from your building activities.

Can I get coverage for tools and equipment under owner builder insurance?

Yes, owner builder insurance can include coverage for your tools and equipment, protecting them against theft, damage, and loss while on-site or in transit.

What is contract works insurance for owner builders?

Contract works insurance covers the construction project you are managing as an owner builder. It provides protection against risks like fire, theft, or storm damage during the building process.

Who needs owner builder insurance?

Owner builder insurance is essential for individuals who are managing their own construction or renovation projects. It provides crucial protection for both the construction process and any liabilities that may arise.

How does Shielded tailor owner builder insurance policies?

Shielded offers customisable owner builder insurance policies to meet the specific needs of your project. Whether you're building a new home or undertaking a significant renovation, we can tailor coverage to include contract works, public liability, and more.

What is the difference between annual and single-project owner builder insurance?

Annual owner builder insurance covers multiple projects over the course of a year, making it ideal if you're planning more than one construction or renovation project. Single-project insurance is designed for a specific project, providing coverage only for its duration.

Can I insure residential and commercial projects under owner builder insurance?

Yes, Shielded offers owner builder insurance solutions for both residential and certain commercial projects. Our policies can be customised to meet the distinct needs of each type of project.

What is tradesman's insurance, and how does it relate to owner builder insurance?

Tradesman's insurance is tailored specifically for tradespeople working on owner builder projects. It typically includes public liability, tool and equipment cover, and income protection, ensuring that tradespeople are fully covered while on the job.

Do I need owner builder insurance if I’m hiring contractors?

Yes, even if you're hiring contractors, owner builder insurance is essential to cover your specific responsibilities and liabilities during the project. It provides protection for the project as well as public liability coverage.

What is the difference between owner builder insurance and builder's warranty insurance?

Owner builder insurance covers the construction project while it's being built, protecting against risks like theft, fire, or storm damage. Builder's warranty insurance provides coverage after the project is completed, protecting homeowners against defects or incomplete work.

Does owner builder insurance cover project delays?

Yes, owner builder insurance can include coverage for project delays caused by insured events such as weather damage or theft. This helps mitigate financial losses and keeps your project on track.

Why choose Shielded for owner builder insurance?

Shielded offers comprehensive, customisable owner builder insurance tailored to your specific needs. With a dedicated team of experts, we ensure that you have the right coverage at competitive rates, providing peace of mind throughout your building project.